Life Insurance No Health Questions – Graded Benefits :
Guaranteed Acceptance Life Insurance, offers no health questions asked life insurance. Life insurance without medical questions is designed for Impaired Health Conditions in which the proposed insured is not eligible to quality for 1st day coverage life insurance with no waiting period. If you think you may qualify for life insurance with health questions compare life insurance quotes for seniors
This coverage comes with a death benefit which is graded within the first 2 years, if the insureds death were to occur within the first 2 years of coverage, the death benefit claim would payout a return of the owners premiums paid, plus an additional 10%.
Any kind of accidental death within the 2 yr. graded period would result in a FULL death benefit. Any Death occurring after that Graded period, is a FULL death benefit.
Guaranteed Acceptance Life Insurance Features :
There is no increase of rates for Smokers, Great option for previous declines.
Premium is fully dependent on age, Gender and Coverage Amount. There is no health questions, no medical questions at any point. It is a true guaranteed issue Whole Life Policy.
If you feel you will Qualify for 1st day coverage please refer to Whole Life Quotes, and try finding the cheapest life insurance policy available , those applications will include health questions to be approved. If it turns out , you do not Qualify for 1st day coverage you can always revert back to this option as a last resort.
For Many, this is Excellent coverage compared to other Graded benefit policies on the market. Convenient application process. It is the Leader in Guaranteed life insurance rates. The quotes will compare other guaranteed life insurance rates with other guaranteed acceptance life insurance companies, such as Gerber, Great Western and United Home Life.